Private Client

CRA extends its Risk Management expertise to both individuals and families who have complex personal insurance needs, delivering exceptional service to all. A good number of agents can offer the most common Homeowners and Personal Auto Policies, and Jewelry Floaters. Not many specialize in the nuances of tailoring individual programs to those persons who have multiple homes, autos garaged at the different residences, watercraft, all-terrain vehicles, and an array of collectibles, from Fine Arts, to Jewelry, to Wines, to Antique Cars, and beyond.

Century Risk Advisors is very experienced in providing for the insurance requirements of such persons. Our Private Client team identifies and assesses the exposures and risks of each individual or family and recommends a comprehensive program by which to address them with highly-rated insurers.

Coverage we provide:

• Homeowners: Historic, multi-state, condominiums or apartments; secondary homes; rental homes; seasonal; and traditional policies
• Auto: Private passenger, SUVs, smaller trucks and vans, collector, classic, and antique vehicles
• Recreational Vehicles: All-terrain / off road vehicles; Motorcycles; Snowmobiles
• Home Offices: Particular exposures created by maintaining an office at home as the sole office
• Collections: Jewelry, Fine Arts (paintings, sculptures), Cameras, Musical Instruments, Furs, Coins, Stamps, Fine Wines and Other Collectibles
• Earthquake and Flood (Primary and Excess): Protection for two of nature’s most costly and destructive natural forces.
• Watercraft / Pleasure Craft: Both Hull and Liability coverages, including trailers, and Pollution Liability
• Excess / Umbrella Liability
• Special Events Liability
• Directors and Officers Liability
• Kidnap, Ransom, Extortion