Welcome to Century Risk Advisors

Your trusted partner and advocate.

Century provides businesses and successful families with insurance and risk management services. We utilize a consultative and creative approach to provide the most comprehensive solutions through our direct relationships with the highest-rated insurers.

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Corporate Insurance

We protect the core of your business by tactically aligning your risk management approach with your overall business strategy. Our goal is to identify a particular account’s exposures to loss.

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Risk Management

We recognize that one of the most difficult insurance matters are claims, whether a claim has been filed against you, or you are trying to make a claim, the process can be complex and tiresome.

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Private Client

The Century approach begins with gaining a thorough understanding of what is most important to you, which results in a risk protection plan tailored to fit your specific lifestyle and goals.

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Employee Benefits

We can help you navigate through the maze of employee benefits to implement a comprehensive, cost-effective program aligned with your company’s culture and priorities.

Read What Our Clients Are Saying!

Mark R.

“For the last five years, our corporation has partnered with CRA on the majority of our insurance needs. I purposefully used the word “partnered” as that’s how we’ve been treated from day one. The relationship is a critical element in selecting your insurance broker, and the CRA team immediately becomes part of your family. There are many choices when selecting an insurance broker. If you select CRA you will not be disappointed.”

Javier R.

“Crystal Romero-Sherman, I really appreciate all of your diligent work every year to get us properly insured, it allows me to sleep well knowing we are well-protected.”

Andrew G.

“When workers’ compensation markets tightened due to COVID-19, we were fortunate to have Century Risk Advisors as our broker to navigate these unchartered waters and secure coverage to support our expansion.”

Todd G.

“In the 7+ years we have been aligned with CRA they have completely changed the way we approach our risk management on a daily basis and continue to help us implement important procedures and programs in all aspects of our business.”

Industries we serve

As a company evolves, so do the risks. We protect our clients’ business and personal assets utilizing the depth of our experience and accessing our direct relationships with the highest rated carriers.

Century is More Than your insurance broker. We are your partner and advocate.

Century Risk Advisors Timeline

More than 45 Years of Experience!

Century Chairman, Ron Reshefsky begins his career with global insurance firm.
Ron forms Independent insurance agency – Century Financial Services (CFS) (CFS). "
CFS becomes largest independent insurance firm in Palm Beach County.
National broker, Summit Global Partners (SGP), acquires CFS.
5th largest Insurance Broker, USI Insurance Services acquires the firm.
Century Risk Advisors is formed to return to the independent agency arena to re-create the culture, excitement, and success of the earlier insurance firm.
Century’s mission is simple: build relationships, provide protection and deliver innovative, value-driven insurance and risk management solutions.

Mission Statement


Century Risk Advisors delivers operational excellence and responsive customer service. Our valued staff is an integral part of all that we undertake, always guided by the highest ethical conduct striving for continuous improvement, in our quest to protect Clients’ business balance sheets and personal assets.

Core Values

Integrity – Commitment – Quality Performance – Empowerment – Balance


Our single most important value. Our recommendations to clients are not of the standard “boiler-plate” variety. We understand each relationship is unique and discretely considered for its business or personal account needs.




Century Risk Advisors is committed to sharing our

News Items



A dramatic increase in property insurance rates this year has helped spur a slowdown in real estate sales and development in South Florida – and it's a situation that's not expected to improve anytime soon. In this article, Gary Reshefsky of Century Risk Advisors and other industry leaders share their perspectives.

Miami Community News


Doug Sawyer or Century Risk Advisors discusses why Florida’s property insurance crisis is worsening despite recent legislative efforts. The cost of property insurance with windstorm coverage has significantly increased.

Miami Community News


The number of Citizens Property Insurance Corporation policies has skyrocketed as bankrupt or exiting carriers force homeowners to seek refuge with the “insurer of last resort.” Doug Sawyer or Century Risk Advisors explains the ramifications.

The Real Deal


$1B Surfside settlement signals condo association, construction insurance premium hikes. Insurers may require contractors and developers to monitor work on new projects more closely.

South Florida Business & Wealth Magazine


Protecting Your Assets. Tracy Brown, manager of the private client division for Century Risk Advisors, details what every client should know. With more than 20 years' experience in the insurance industry, Brown is responsible for the analysis of upcoming marketing trends, client service and retention.

South Florida Business & Wealth Magazine


How has the pandemic affected your business & your industry? In April and May, I was incredibly proud of the efforts by our global insurers to help our customers that had their businesses impacted. However, insurers do not do well with uncertainty. In Q3 and Q4, carriers have really pulled back and applied high deductibles for claims that may arise from the pandemic.

Daily Business Review


The impact of COVID-19 has put more pressure on insurers, and created a difficult environment for businesses that utilize commercial insurance to manage risk and grow. What is happening in today’s insurance marketplace and how is it being affected by the pandemic?

Miami Herald News


In a story ‘Brace for insurance shock: Windstorm premiums are soaring in Florida again’, CRA President Gary Reshefsky comments on soaring homeowners premiums, fewer insurance companies offering coverage and how reinsurance is affecting the market. “We discuss all options with clients who may soon be faced with a 10-20% rate hike or looking elsewhere for a new insurance carrier,” says Mr. Reshefsky.

Miami Today News


Century Risk Advisors partner David Josefsberg was quoted as an expert in a Miami Today story on June 3, 2020 on property insurance trends in South Florida. The story described how natural catastrophes, and COVID-19, are affecting rates and capacity in the insurance industry. Mr. Josefsberg talked about the importance of having an insurance advisor who understands policyholder’s needs, can identify multiple insurance options and has the resources to manage a claim if needed.

South Florida Business & Wealth Magazine


It’s not unusual for Gary Reshefsky to receive a call from a client on a Saturday afternoon: “We’re leaving the jewelry store” or “We’re leaving the art gallery. We need coverage right away on this piece of art. How do we get that done?” For Reshefsky, president of Century Risk Advisors, it’s simply part of the routine, and it’s indicative of what has made his 7-year-old risk-management firm a success. “We take care of it,” he says.

Daily Business Review


Century Risk Advisors President Gary Reshefsky and Director of Claims Advocacy Jason Kaplan co-authored an article entitled ‘Nonadversarial Claims Advocacy—A Way to Stabilize the Insurance Market’ which published in the Daily Business Review. The article describes a new emerging strategy which utilizes the services of a Claims Advocate. The advocate’s compensation is not tied to the outcome of the settlement, and insurers are welcoming the advocate as a nonadversarial catalyst to quickly settle claims.



Century Risk Advisors was named a 2019 ‘Best Independent Insurance Agency to Work For’ in the annual national survey by Insurance Journal, the widest read independent agent/broker publication in the nation's largest insurance markets. The only insurance agency recognized in South Florida by Insurance Journal, CRA was named a Best Agency winner in the Southeast region. Standout qualities include CRA’s emphasis on investing in employees, how employees feel appreciated and valued, and as such, work hard to help clients. Employees surveyed commented on CRA’s efforts to improve the workplace experience, develop a culture that promotes a healthy work-home balance and support professional growth through collaborative discussions, training and other resources.

Daily Business Review


Century Risk Advisors President Gary Reshefsky authored an article entitled ‘Regulating Unmanned Aviation and Transferring Risk’ which published in the Daily Business Review. The article describes how the federal government has responded to the emerging commercial industry of Unmanned Aviation by issuing new regulations. A drone is operated for commercial purposes whenever the operator is being paid to utilize the drone or it is used in furtherance. Commercial insurance options were also explained.

Daily Business Review


Century Risk Advisors President Gary Reshefsky authored an article entitled ‘Leaky System to Cause Surge in Homeowner Premiums’ which published in the Daily Business Review. The article describes how the heightened cost of water damages are being driven by a process known as Assignment of Benefits, or AOB. And at the root of this problem are the vendors that dubiously take advantage of vulnerable homeowners and those who are looking to fleece the system.



Boca Raton Observer magazine Men At Work article. Ron and Gary Reshefsky of Century Risk Advisors are experts in customized insurance solutions. With years of experience in handling risk by offering solutions most beneficial to companies and high-networth families, the team of professionals at Century Risk Advisors has a proven track record of success...



People Moves: Century Risk Advisors Adds Sawyer. Sawyer is responsible for expanding the firm’s presence in the financial, commercial, and wealth industries where he will work to connect these markets to CRA’s insurance services.



Century Risk Advisors of Florida Names Lo Director of Marketing. Independent insurance and risk management agency Century Risk Advisors (CRA) has named Ramon Lo as director of Marketing. In this role, Ramon will spearhead CRA’s branding and marketing initiatives.



Century Risk Advisors of Florida Names Brown Manager of Private Client Division. Property & Casualty insurance executive Tracy Brown has been named manager of the Private Client Division at Century Risk Advisors, Inc. (CRA), an independent insurance agency offering insurance and risk management services.



Century Risk Advisors launches professional liability division that will specialize in creating risk management and insurance programs for professional practices. David Josefsberg has joined the agency as partner...



We are Pleased to Announce the Launch of Century Risk Advisors. Century Risk Advisors Looks to Hire Florida's Top Property & Casualty Sales Executives. Insurance brokerage veteran Ron Reshefsky is pleased to announce his return to the independent brokerage agency arena with the launch of a new risk management and insurance brokerage firm, Century Risk Advisors (CRA).



SUN SENTINEL Money | Insurance

Boca Raton executive named to insurance board. Boca Raton-based Century Risk Advisors announced that its chairman, Ron Reshefsky, was appointed to the board of directors of Besso Insurance Group, Ltd., a Lloyd's of London broker....


Century Risk Advisors Now Accepts Digital Payments

It's fast, siimple, and secure! Easily pay your premiums via ACH or credit card by using the link below.


Century Risk Advisors Careers

We seek the best talent to build on our success. Century maintains an exciting and challenging work environment that promotes a healthy work-life balance while delivering excellent service to our clients. We have a dedicated team of professionals who apply their talents to achieve shared goals and whose performance is recognized and rewarded.

Want to hear more about our company and available opportunities? Just contact our Human Resources Department at:

E-Mail: info@centuryra.com
Phone: 561.409.2420

Let's Connect!

Do you want a review of your current policy, a bit of consultative advice, or an involved, partnership-focused insurance broker? Let’s chat.

E-Mail: info@centuryra.com
Phone: 561.409.2420

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